Your Mutual Fund Investment Journey — From SIP to Wealth

Build Your Wealth Journey 🚀

Move beyond simply investing in mutual funds. Understand your portfolio, set measurable goals, increase your SIP, control risk and build a disciplined long-term wealth strategy.

Investor Snapshot

Enter your basic investment information to generate your investor score.

Investor Readiness

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Complete your profile

📊 Wealth Projection

Illustrative future value based on your current inputs.

Current Portfolio
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Monthly SIP
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Projected Corpus
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Wealth Multiple
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⚡ Quick Actions

🩺
Check Portfolio

Find potential weaknesses.

📈
Increase SIP

See the effect of step-ups.

🎯
Plan Goals

Connect investments to goals.

💰
Target ₹1 Crore

Build your wealth target.

⏳
Cost of Delay

See the impact of waiting.

🤖
AI Portfolio Doctor

Generate an action plan.

🏆 Wealth Milestones

Your projected portfolio can be compared against these illustrative milestones.

🩺 Mutual Fund Portfolio Health

Identify potential issues related to diversification, fund count, cost and portfolio overlap.

Portfolio Inputs

Health Score

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Awaiting Analysis

Diagnostic Dashboard

Diversification
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Cost Efficiency
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Overlap
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Allocation
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🎯 Goal-Based Investment Planner

Turn a financial goal into a measurable investment target.

Define Your Goal

Goal Projection

Future Goal Cost

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Future Value of Existing Corpus

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Required Monthly SIP

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📈 SIP Growth & Step-Up Planner

See how increasing your SIP periodically can potentially accelerate wealth creation.

SIP Strategy

Potential Wealth Difference

Without Step-Up
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With Step-Up
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Potential Additional Wealth

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💰 ₹1 Crore Wealth Planner

Create an illustrative roadmap toward ₹1 crore, ₹2 crore, ₹5 crore or another wealth target.

Wealth Target

Your Roadmap

Target

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Required Monthly SIP

₹0

⏳ Cost of Delaying SIP

Understand the potential opportunity cost of waiting before starting or increasing your SIP.

Inputs

Potential Impact

Start Today
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Start After Delay
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Potential Opportunity Difference
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⚖️ Mutual Fund Compare

Compare two funds using illustrative metrics. Connect this section to live data for production use.

Fund A

Fund B

🔍 Portfolio Concentration Checker

Identify whether your portfolio may be overly concentrated in a few funds, AMCs or sectors.

Portfolio Exposure

Concentration Risk

Enter your portfolio exposure to identify potential concentration areas.

🔄 Rebalancing Simulator

Experiment with a target equity/debt allocation and see the approximate amount that may need to move between asset classes.

Current Allocation

Suggested Allocation Change

Your simulated allocation will appear here.

🤖 AI Mutual Fund Portfolio Doctor

A rules-based portfolio diagnostic engine that converts investor inputs into a prioritized action plan.

🧠 Portfolio Diagnosis

Answer the questions below.

🧾 Capital Gains Tax & CAS Analyzer

Estimate indicative capital-gains tax exposure and upload a CAS PDF for client-side text extraction. No file is sent to a server by this page.

Capital Gains Tax Indicator

For Indian individual investors. Rates below are indicative and should be verified for the relevant transfer date, fund type, investor status and applicable surcharge/cess.

Estimated Tax Snapshot

Important: This is an educational indicator, not a tax return calculation. It does not automatically account for surcharge, cess, set-off/carry-forward of losses, grandfathering, indexation rules, exemptions, resident/NRI status or all fund-specific tax rules.

📤 Automated CAS Upload

Upload a CAMS/KFintech/other CAS PDF. The browser attempts to extract text locally using PDF.js and looks for recognizable capital-gain figures. Password-protected or scanned/image-only PDFs may require manual entry.

No CAS file loaded.

Tax Rate Reference

CategoryIndicative rateNote
Equity-oriented MF / equity — STCG20%For applicable transfers under the current rules.
Equity-oriented MF / equity — LTCG12.5%₹1.25 lakh annual threshold shown in this indicator before applying the rate.
Other LTCG12.5% / applicable ruleDepends on asset and transfer date; verify before filing.
Specified non-equity MFApplicable slab/ruleClassification and acquisition date can change treatment.